Our investment strategy is based on the research of leading academics and Nobel Prize–winners such as Kahneman, Fama, French, Merton, Scholes and Ibbotson. The portfolios we manage are designed to optimize your investments, making sure you receive the full benefits of the markets while minimizing risk and expenses to the greatest extent possible.
Our financial planning orientation allows us to focus on each client's individual situation. Your investment portfolio will be designed around your personal goals and resources and consistently monitored and rebalanced using our disciplined trading methodology, which has these main components:
- Asset allocation, the single most important contributor to a portfolio's performance, refers to the macro choices of stocks and bonds, domestic and foreign, large company and small, corporate and municipal bonds, etc.
- Asset correlation is the extent to which the returns of one asset class are affected by the returns of another. The goal is to reduce the volatility of the whole portfolio by including assets whose returns will temper the volatility of other assets in the portfolio.
- Asset location is the practice of placing investments into retirement and non-retirement accounts to minimize taxes.
- Risk refers to the extent to which returns differ from expected. Lower-risk returns are inherently superior to risky returns. Taxes, for example, are the lowest-risk way to achieve higher returns. Which is why we get so excited whenever we can reduce your taxes.
Contact us if you’d like to set up an initial consultation or find out more about our investment strategy.